This Privacy Policy outlines how Monzo Capital Bank ("we," "us," or "our") collects, uses, and protects your personal information. By using our banking services, you consent to the practices described in this policy.
1. Information We Collect:
1.1. Personal Information: We collect personal information provided by you during the account registration process, including but not limited to your name, address, contact details, and identification documents.
1.2. Transactional Information: We may collect information related to your transactions, including account balances, payment history, and other financial activities.
1.3. Device Information: We may collect information about the device you use to access our services, such as IP address, browser type, and device identifiers.
2. How We Use Your Information:
2.1. Service Provision: We use your personal information to provide and improve our banking services, process transactions, and offer customer support.
2.2. Security: Your information is used to enhance the security of our services, including fraud prevention, authentication, and account protection.
2.3. Communication: We may use your contact information to send you important updates, account notifications, and promotional materials. You can opt-out of promotional communications.
3. Information Sharing:
3.1. Third-Party Service Providers: We may share your information with third-party service providers to facilitate our services, such as payment processors and identity verification services.
3.2. Legal Compliance: We may disclose your information to comply with legal obligations, enforce our Terms and Conditions, and respond to legal requests.
4. Data Security:
4.1. We implement industry-standard security measures to protect your information from unauthorized access, disclosure, alteration, and destruction.
4.2. Despite our efforts, no data transmission over the internet or electronic storage is completely secure. We cannot guarantee the absolute security of your information.
5. Your Choices:
5.1. You have the right to access, correct, or delete your personal information. You can update your information through your account settings or by contacting our customer support.
5.2. You can opt-out of receiving promotional communications by following the instructions provided in the communication.
6. Cookies and Tracking:
6.1. We use cookies and similar technologies to enhance your browsing experience and collect information about your usage of our website and services. You can manage cookie preferences through your browser settings.
7. Changes to Privacy Policy:
7.1. We reserve the right to update this Privacy Policy. Any changes will be posted on our website with an updated effective date.
8. Contact Information:
8.1. For questions or concerns regarding this Privacy Policy, please contact Monzo Capital Bank at [Contact Information].
By using Monzo Capital's banking services, you acknowledge that you have read, understood, and agreed to this Privacy Policy. If you do not agree with any part of this policy, please refrain from using our services.